Las leyes de renta de vivienda se inclinan a favor de los propietarios/Landlord-tenant laws stacked in landlords' favor, say majority of Illinois renters

Las leyes de renta de vivienda se inclinan a favor de los propietarios/Landlord-tenant laws stacked in landlords' favor, say majority of Illinois renters

Se quejan los inquilinos de Illinois

  • Relaciones entre inquilinos y propietarios de Illinois calificadas en 8/10
  • 2 de cada 3 inquilinos dijeron que considerarían romper su contrato de arrendamiento si su casa de alquiler se inundara.
  • Mapa interactivo que muestra las relaciones entre inquilinos y propietarios en Estados Unidos

Después del año pasado y luego de parte de la pandemia, no somos ajenos a navegar por circunstancias fuera de nuestro control; pero desastres repentinos inesperados como inundaciones y tormentas han causado recientemente una gran destrucción de viviendas en varios estados, dejando a muchos inquilinos y propietarios preocupados sobre cómo cubrirán los daños. Sin un seguro contra inundaciones adecuado, los inquilinos podrían verse obligados a pagar estos de su propio bolsillo. Y puede ser frustrante depender de un propietario para la comodidad y seguridad básicas de su hogar, especialmente si no tiene otras opciones de vivienda. Debido a que los propietarios pueden ser difíciles a veces, es fundamental conocer los derechos de su inquilino, así como cualquier otra política de vivienda a su nombre.

También suele ser impredecible cuando se trata de tener una buena relación con la persona a la que alquila. Y con la actual crisis nacional de vivienda, los inquilinos están cada vez más desesperados por encontrar un espacio cómodo para vivir a un costo mensual asequible, pero lo que desean ahorrar en dólares, pueden pagar el precio de tener un propietario desatento que no conduce mantenimiento y reparaciones a tiempo… Especialmente durante un período en el que es más probable que ocurran circunstancias incontrolables.

ServiceMasterByZaba.com, expertos en restauración de daños por agua, realizó una encuesta a 3.407 inquilinos en todo el país para determinar qué tan bien se llevan con el propietario, y les pidió que clasificaran esta relación en una escala del 1 al 10 (siendo 1 el peor y 10 el mejor). La encuesta descubrió que, en general, el inquilino promedio en Illinois calificó su relación con el propietario de la vivienda en 8 de 10, lo que fue más alto que el promedio nacional de 7/10.

Mapa interactivo que muestra las relaciones entre inquilinos y propietarios en Estados Unidos

Después de pasar más tiempo en casa y darse cuenta de la importancia de tener un espacio habitable que funcione adecuadamente, los inquilinos pueden sentirse abrumados por la idea de que su hogar sea habitable. De hecho, casi un tercio (29%) de las personas dijeron que las recientes tormentas e inundaciones que han afectado a Estados Unidos les han hecho más temerosos de que sus propiedades se inunden potencialmente. Y, la triste realidad es que algunos desastres en el hogar, como inundaciones, daños por tormentas y desastres naturales, son incontrolables, independientemente de la cantidad de sacos de arena o las medidas preventivas que implemente. Pero puede ser una batalla frustrante determinar quién es responsable de los daños que se produzcan. La encuesta también encontró que el 27% de los propietarios pensaban erróneamente que su seguro de hogar estándar cubre los daños por inundaciones. Sin embargo, los seguros estándar para propietarios de viviendas generalmente se limitan a cosas como rotura de tuberías y fugas internas, como fugas en el techo o en los electrodomésticos.

También es vital que los inquilinos se aseguren de comprender completamente qué tipo de daños están cubiertos por su póliza de seguro para evitar costos ocultos o administración adicional si ocurren este tipo de situaciones. La póliza de seguro de un inquilino puede complementar el contrato de arrendamiento, ayudando a proteger a los ocupantes, pertenencias y arreglos de vivienda bajo términos no cubiertos en el contrato de arrendamiento entre el propietario y el inquilino.

La encuesta también descubrió que un enorme 70% de los inquilinos dijeron que considerarían romper su contrato de arrendamiento si su casa de alquiler se inundara. Por lo general, si la propiedad es peligrosamente inhabitable, es probable que los inquilinos estén protegidos de las consecuencias legales si rompen su contrato de arrendamiento por este motivo. Sin embargo, la subjetividad del término ‘inhabitable’ puede alimentar discusiones entre inquilinos y propietarios obstinados … Por ejemplo, un corte de energía durante una semana o dos podría no hacer que una propiedad de alquiler sea completamente inhabitable, sin embargo, si esta condición continúa durante meses, el el inquilino podría exponer su caso. Pero más de la mitad (57%) de los inquilinos en Illinois creen que si alguna vez hubo una disputa con el propietario, las leyes entre propietarios e inquilinos están en su contra, lo que puede disuadir a algunos de informar este tipo de problemas.

Por último, en lo que respecta a la responsabilidad por daños, más de 2 de cada 3 (67%) inquilinos y propietarios dijeron que si su propiedad se inundaba y el seguro se negaba a pagar, creen que es justo que el gobierno estatal local ayude a cubrir estos costos de daños. La Ley Federal de Manejo de Emergencias (FEMA, por sus siglas en inglés) también ofrece asistencia por desastre a inquilinos y propietarios elegibles si la solicitan, lo que puede incluir ayuda financiera para viviendas temporales mientras se realizan las reparaciones. Aunque FEMA no cubre ningún costo cubierto por su seguro, aún puede valer la pena solicitarlo si su póliza estándar no cubre las necesidades básicas, como reparaciones de ventanas o estufas.

“ Con nuestra incapacidad para controlar los desastres que ocurren naturalmente, que estamos viendo con una gravedad cada vez mayor, a menudo es imposible proteger completamente su hogar de tormentas severas, incluidas las condiciones climáticas cambiantes repentinas que pueden suceder en un abrir y cerrar de ojos ”, dijo Diana Rodríguez -Zaba para ServiceMasterByZaba.com.

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Landlord-tenant laws stacked in landlords’ favor, say majority of Illinois renters

  • Relationships between Illinois renters and landlords rated at 8/10.
  • 2 in 3 renters said they’d consider breaking their lease if their rental home flooded.
  • Interactive mapshowing tenants/landlords relationships in America.

After the past year and then some of the pandemic, we’re no strangers to navigating circumstances out of our control; but unexpected sudden disasters like flooding and storms have recently caused major destruction to homes across multiple states, leaving many renters and homeowners concerned about how they will cover damages.

Without proper flood insurance, renters could be stuck with paying for these out of their own pocket. And it can be frustrating to rely on a landlord for your basic home comfort and safety, especially if you have no other housing options. Because landlords can be difficult at times, it’s crucial to be aware of your renter’s rights, as well as any other housing policies in your name.

It’s also often hit or miss when it comes to having a good relationship with the person from whom you are renting. And with the current national housing crisis, renters are becoming more desperate to find a comfortable space to live in at an affordable monthly cost but what they wish to save in dollars, they may pay the price of having an inattentive landlord who doesn’t conduct maintenance and repairs on time… Especially during a period where uncontrollable circumstances might be more likely to occur.

ServiceMasterByZaba.com, water damage restoration experts, conducted a survey of 3,407 renters across the country to determine how well they get along with their landlord, asking them to rank this relationship on a scale from 1 to 10 (1 being the worst and 10 being the best). The survey discovered that overall, the average renter in Illinois ranked their relationship with their housing landlord at 8 out of 10, which was higher than the national average of 7/10.

Interactive map showing tenants/landlords relationships in America

After spending more time at home and realizing the importance of having a proper functioning living space, tenants may find themselves overwhelmed by the thought of their household being inhabitable. In fact, nearly one third (29%) of people said the recent storms and flooding that have hit America have made them more fearful of their property potentially flooding. And, the sad reality is that some home disasters, like flooding, storm damage and natural disasters, are uncontrollable, regardless of how many sandbags or preventative measures you implement. But it can be a frustrating battle to determine who is liable for the damages that occur. The survey also found that 27% of homeowners wrongly thought that their standard home insurance covers flooding damage. However, standard homeowners’ insurances are usually limited to things like burst pipes and internal leakages like ceiling or appliance leaks.

It’s also vital that renters ensure they understand fully what kind of damages are covered by their insurance policy to avoid any hidden costs or extra admin if these kinds of situations do occur. A renter’s insurance policy can supplement the lease, helping to protect the occupants, belongings and living arrangements under terms not covered in the lease between the landlord and renter.

The survey also discovered that a whopping 70% of renters said they’d consider breaking their lease if their rental home flooded. Usually, if the property is dangerously uninhabitable, tenants are likely to be protected from legal consequences if they break their lease for this reason. However, the subjectivity of the term ‘uninhabitable’ can fuel arguments between tenants and stubborn landlords… For example, a power outage for a week or two might not render a rental property being entirely uninhabitable, however, if this condition continues for months, the tenant might be able to state their case. But more than half (57%) of renters in Illinois believe if there was ever a dispute with their landlord, the landlord-tenant laws are stacked against them, which can discourage some from reporting these kinds of issues.

Lastly when it comes to damage liability, more than 2 in 3 (67%) renters and homeowners said if their property flooded and insurance refused to pay, they think it’s fair that their local state government helps cover these damage costs. The Federal Emergency Management Act (FEMA) also offers disaster assistance to eligible renters and homeowners if they apply, which can include financial help for temporary housing while repairs are conducted. Although FEMA doesn’t cover any costs covered by your insurance, it can still be worth applying if your standard policy doesn’t cover basic needs, like repairs to windows or stoves.

                ‘With our inability to control naturally occurring disasters – which we’re seeing with increasing severity – it’s often impossible to completely safeguard your home from severe storms, including sudden changing weather conditions which can happen in the blink of an eye,’ said Diana Rodriguez-Zaba for ServiceMasterByZaba.com.

  • Relationships between Illinois renters and landlords rated at 8/10.
  • 2 in 3 renters said they’d consider breaking their lease if their rental home flooded.
  • Interactive mapshowing tenants/landlords relationships in America.

After the past year and then some of the pandemic, we’re no strangers to navigating circumstances out of our control; but unexpected sudden disasters like flooding and storms have recently caused major destruction to homes across multiple states, leaving many renters and homeowners concerned about how they will cover damages.

Without proper flood insurance, renters could be stuck with paying for these out of their own pocket. And it can be frustrating to rely on a landlord for your basic home comfort and safety, especially if you have no other housing options. Because landlords can be difficult at times, it’s crucial to be aware of your renter’s rights, as well as any other housing policies in your name.

It’s also often hit or miss when it comes to having a good relationship with the person from whom you are renting. And with the current national housing crisis, renters are becoming more desperate to find a comfortable space to live in at an affordable monthly cost but what they wish to save in dollars, they may pay the price of having an inattentive landlord who doesn’t conduct maintenance and repairs on time… Especially during a period where uncontrollable circumstances might be more likely to occur.

ServiceMasterByZaba.com, water damage restoration experts, conducted a survey of 3,407 renters across the country to determine how well they get along with their landlord, asking them to rank this relationship on a scale from 1 to 10 (1 being the worst and 10 being the best). The survey discovered that overall, the average renter in Illinois ranked their relationship with their housing landlord at 8 out of 10, which was higher than the national average of 7/10.

Interactive map showing tenants/landlords relationships in America

After spending more time at home and realizing the importance of having a proper functioning living space, tenants may find themselves overwhelmed by the thought of their household being inhabitable. In fact, nearly one third (29%) of people said the recent storms and flooding that have hit America have made them more fearful of their property potentially flooding. And, the sad reality is that some home disasters, like flooding, storm damage and natural disasters, are uncontrollable, regardless of how many sandbags or preventative measures you implement. But it can be a frustrating battle to determine who is liable for the damages that occur. The survey also found that 27% of homeowners wrongly thought that their standard home insurance covers flooding damage. However, standard homeowners’ insurances are usually limited to things like burst pipes and internal leakages like ceiling or appliance leaks.

It’s also vital that renters ensure they understand fully what kind of damages are covered by their insurance policy to avoid any hidden costs or extra admin if these kinds of situations do occur. A renter’s insurance policy can supplement the lease, helping to protect the occupants, belongings and living arrangements under terms not covered in the lease between the landlord and renter.

The survey also discovered that a whopping 70% of renters said they’d consider breaking their lease if their rental home flooded. Usually, if the property is dangerously uninhabitable, tenants are likely to be protected from legal consequences if they break their lease for this reason. However, the subjectivity of the term ‘uninhabitable’ can fuel arguments between tenants and stubborn landlords… For example, a power outage for a week or two might not render a rental property being entirely uninhabitable, however, if this condition continues for months, the tenant might be able to state their case. But more than half (57%) of renters in Illinois believe if there was ever a dispute with their landlord, the landlord-tenant laws are stacked against them, which can discourage some from reporting these kinds of issues.

Lastly when it comes to damage liability, more than 2 in 3 (67%) renters and homeowners said if their property flooded and insurance refused to pay, they think it’s fair that their local state government helps cover these damage costs. The Federal Emergency Management Act (FEMA) also offers disaster assistance to eligible renters and homeowners if they apply, which can include financial help for temporary housing while repairs are conducted. Although FEMA doesn’t cover any costs covered by your insurance, it can still be worth applying if your standard policy doesn’t cover basic needs, like repairs to windows or stoves.

                ‘With our inability to control naturally occurring disasters – which we’re seeing with increasing severity – it’s often impossible to completely safeguard your home from severe storms, including sudden changing weather conditions which can happen in the blink of an eye,’ said Diana Rodriguez-Zaba for ServiceMasterByZaba.com.

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